For banks
Collateral intelligence your credit committee can read in one page.
HodiScore turns a land-backed application into a source-cited 0–1000 trust score, portfolio risk band, and audit trail before the facility moves to approval.
0–1000
collateral score
7
weighted checks
<24h
monitoring alerts
Pain → solution
The risk sits outside the title deed.
HodiScore is indicative decision support, not legal advice. It helps teams see what changed, what is missing, and what needs professional review before money moves.
Clean searches are not enough
A registry search can miss court files, gazette action, disputed occupation, and identity conflicts that affect recoverability.
Credit files need evidence
Committees need a concise answer, but risk teams still need the documents and source trail behind it.
Portfolios drift after disbursement
A parcel can become riskier after booking when a notice, injunction, or charge appears.
Workflow fit
Built to fit the way your team already works.
LOS intake
Submit one parcel or a batch from your loan origination workflow using the portal or API.
Collateral score
Receive the score, band, component breakdown, and hard-override flags for fatal findings.
Credit memo evidence
Attach a source-cited report to the facility file and keep the parcel on watch until exit.
Sample outcomes
Clear routes for Prime, Conditional, and Critical parcels.
A HodiScore does not approve, decline, insure, or advise by itself. It gives decision-makers a structured risk signal and the evidence needed to ask better questions.
Faster triage
Separate clean collateral from files that need valuation hold, legal review, or extra security.
Audit-ready approval
Every point is traceable to a court file, gazette notice, registry entry, or field attestation.
Portfolio visibility
See HodiScore distribution across booked and pipeline land collateral.
Ready to see the demo workflow?
Explore batch scoring, monitoring alerts, reports, API keys, and team controls with safe mock data.